Business Areas » Life & Pension

Kirstein A/S has a profound interest in pension savings seen in a broad perspective. This means that we look at pension savings from a society point of view, an approach which involves comparative evaluations of various pension environments, e.g. the guaranteed benefit environment, unit link and hybrids. The comparison includes an assessment of the returns and costs within the different systems and of the freedom of investment and the limitations that characterize the individual pension environments. Our examinations are based on investment-related factors but since these are inextricably linked with the obligations of the pension companies, we also perform analyses that take these obligations into consideration.

In addition, we provide individual consultancy services to life and pension companies concerning investment strategies, e.g. seen in relation to the industry's average, to commitments etc.